![]() |
![]() |
Mortgage Information |
|
![]() |
![]() |
Build, Dont Blow, Your Annual BonusNews Canada NC—More and more companies are incorporating a bonus structure into compensation programs. Bonuses are generally based on performance and are tax advantageous for companies. If youre one of the fortunate ones who will receive a bonus this year, what will you do with it "The key to using your bonus wisely is to find the right balance for you," says Linda Put, a CIBC Imperial Service financial adviser based in Surrey, B.C. "Because everyones situation is different, water cooler advice wont help you to maximize your financial potential." In making important financial decisions, the most powerful information you can have is to understand where you are and where you want to be financially. "Having a financial plan, whether formal or informal, can help you prioritize your overall goals and allow you to see more clearly how your bonus fits into that picture," says Put. "Seek the advice of a professional who understands the whole picture, not just investments." To help you understand how to make the most of your bonus, Put offers the following considerations:
This article is intended to provide general information and should not be construed as specific advice. This article is not applicable in Quebec. - News Canada
| ![]() | ![]() | ![]() | RELATED ARTICLES Credit Repair Companies and Credit Counseling Lets be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months. The Top 20 Web Mistakes Small Businesses Make My parents made a monster. Little did they know 30 years ago that they would get exactly what they wished for. Like W.W. Jacobs tale of "The Monkeys Paw", they got what they wanted, for better and maybe even for worse. New Credit Scoring Model Could Help Millions Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family.They budgeted and used their money wisely in order to save for the down payment.Whenever they purchased something they always paid cash - no credit cards for them.Why waste money by paying interest to a credit card company Seven Key Tax Deductions for the Self Employed As a sole proprietor, it*s wise to familiarize yourself with the some key deductions that may reduce your tax bill for 2004. Small-business consultants generally recommend that you hire an accountant to prepare your tax returns, payroll and financial statements. But you should also meet with your accountant well before the year-end rush to discuss such matters as tax planning, and record keeping for tax deductions. Online Loans Made easy What will it take for you to get a low interest, low payment loan The answer to that question could be an online loan from one of the many companies that specializes in granting online loans, or e-loans. A Simple $20.00 Investment Can Protect You, Your Family and Your Nest Egg! NY - 07/23/04 - What if you discovered that twenty dollars could give you access to an array of valuable information that addresses the lifestyle, needs and financial interests of people 50 and over. Well, a twenty dollar annual membership in Senior Resources of America, headquartered in West Hills, California, does just that and more. Email Spam and Phishing It seems like the volume of email spam has doubled in the last month. Increasingly, we receive daily emails for better mortgage rates, pharmaceutical discounts, and offers to enlarge body parts we don’t even have. Free Credit Reports From The Government The Federal Trade Commission FTC has set up a new website www.AnnualCreditReport.com where US residents can obtain free copies of their credit reports from the three major credit report bureaus Equifax, TransUnion and Experian. The FTC site was set up as part of the Fair and Accurate Credit Transactions Act enacted last December. The site was set up in an effort to help fight the increasing threat of identity theft. The credit reports must be ordered from the FTC site to get them for free. If you order your credit report directly from one of the credit report agencies sites, youll be charged a fee for the report. Attention To Details Helps Homeowners Sell Fast In A Buyers Market Your boss has just given you the career opportunity of a lifetime, but the job is in another state. Higher Website Traffic Conversion Made Easy In 1993, on a moon lit, warm summer night, I was surfing the Internet attempting to discover what successful sites had in common. I was really hungry to find out the secret ingredient of websites that were making it big. 5 Tips for Savvy Use of Your Home Equity Line of Credit Tapping your homes equity to pay college expenses, consolidate credit card debt or even to buy a new car or boat is common place. Many economists attribute the additional buying power afforded consumers through home equity debt as a primary reason the nations economy has been able to emerge from the recent recession. Yet, aside from simply allowing consumers to spendmore, the flexibility and efficiency of a home equity line of credit HELOC can provide the financially savvy person with the means to savemoney, make money or simply take advantageof opportune situations he or she might otherwise miss out on. Here are five tips to show you how: Should You Get A Blog A blog is a type of website. It allows the website owner to easily write messages that get posted to the site automatically, often in a journal or diary-like style. A particularly appealing thing about blogs is that your readers can comment back to your posts fairly easily, and a continuous stream of fresh conversations result. This is a good thing. Home Business, Whats So Great About It Home Business allows you more time to do what you want. Real Estate: Financial Considerations $$$ Raw land as opposed to improved property is much more difficult to finance through traditional lenders. The main reasons are that it generates very little income, development costs can be expensive, there are no buildings or improvements that can be used as collateral, and it is often considered speculative. Are Mortgages a Risky Business A bank or mortgage company is nothing more than a box in which to keep money. The owner of the box has to do a few calculations.Firstly, how much is he going to offer those people who deposit cash in his box, in return for such a deposit Secondly, how much of that money should he keep as cash in case the owners of that cash want it back Maybe 5%, maybe 10%, what are the regulations in his jurisdiction Thirdly, how much is he going to charge those people who wish to borrow the money of others, previously deposited in his box Where Can I Get a Home LoanHere Are The Top 5 Mortgage Lending Institutions There are hundreds of sources for home loans online and right in your neighborhood.Banks, Credit Unions,Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of financing for anyone shopping for a mortgage. Adjustable Rate Mortgages Offer Alternatives For Home Buyers When looking for a mortgage to meet your needs, consider these key questions:Is your income expected to increase in the coming yearsHow long do you plan to live in your new homeAnd, which mortgage will provide the lowest interest rate Credit Help For Renters And Others On The Horizon Sue is a homeowner and pays her mortgage and other bills on time like a good credit consumer.Sue’s on-time mortgage payments are reflected in her credit score profiled by the three major credit bureaus; Equifax, Experian and Trans Union. Home loan applications made easy You have finally found the home of your dreams. You have searched all over and are ready to purchase it. Before you even make your offer you should seek out the financing first. In some cases, it is easier to have a pre-approval in hand before making any financial commitment through a contract. Why get your hopes up after you purchase the home when you can buy with assurance and wait by the settlement table. Before you can buy anything, you will need to get accepted by a reputable lender. There is much you will need to know, as this will be the largest purchase you will ever make. You will need to fill out a mortgage application first. Making The Decision To Automate Your Software Testing Not every software testing project can or should be automated. Before your department accepts a new test automation project, you should establish a process by which projects are reviewed and either accepted or rejected. This can be done with a simple Test Automation Acceptance Checklist. ![]() |
home | site map |
© 2005 |