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Investing: The Art Of Making Your Money Work For YouMargaret Marabella There is a lot to know about investing. It all depends on what type of investing you are interested in as well. There are many different types of investment options out there. So what is investing, specifically When you invest, you are paying in a certain amount of money that you expect to grow with time. Most investments are considered long term investments meaning you will not get your money back right away but if you leave your money in, it can multiply dramatically over time. Types of Investing: Real Estate Investing, Bonds, Stock Investing, Mutual Funds, 401K. With stock investing, many of the younger investors see the market as a way to get rich quick. They are quick to sell off the stock that they have when it goes up or if they see it go down a little, they get nervous and sell it off. If they hold the investment and ride it out, they are much more likely to see it grow. If you are going to be investing, the key to success is asset allocation. You need to vary your assets by investing in more than one type. So just how do you do this exactly Well, you need to know what the 4 major types are first. 1 U.S. Stocks are one. They are represented by the S&P 500 Index 2 Foreign Stocks is another; represented by EAFE Index Europe, Australia and Far East 3 Real estate, represented by the National Association of Real Estate Investment Trusts Equity Index 4 Commodities;represented by the Goldman Sachs. The key to a growing portfolio is finding a balance between the ups and downs of these many assets. For example, if one year stocks seem to be down, real estate or commodities may be up. So if you are ready to get started with investing, what do you need to know First, you need to decide how much money you have to invest safely. If you decide to invest in mutual funds, you will be asked if you want a high, medium or low risk stock. If you invest in high, there is of course, more risk involved but if it is successful, you will see much higher returns. If you go with a low risk, you will not lose as much if it doesnt work out but you will not gain large amounts if it is successful. Its really all about how much money you have and how much you feel comfortable with risking. Whatever you choose, there is really no reason not to invest. There are so many opportunities that can be tried with little investment and little risk of loss. If you are considering it,it is easy to learn a little more about it to form your decisions of which way to go and then invest your money and watch it grow! The money you invest may return money for your college, kids college, retirement, to buy a house or whatever your needs are. Theres no reason not to get started today. Margaret Marabella
| | | | RELATED ARTICLES A Singles Game of Real Estate This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, “Should I consider buying a home, condo/town-home or some other type of real estate that I can call my own” Due to the fact that housing has up to this point always been provided for or lived in on a rented basis we tend to find that our newest contributing members of society find themselves at a loss for the most beneficial and advantageous way to enter this next phase of self-sufficiency. How to Sell Your House For Full Price How to Sell Your House For Full Price Without a Broker Flat Fee MLS Listings - Is this the future of real estate Realtors are all a buzz about this new form of listing houses on the MLS multiple listing service. Some feel it creates more work for the buyers agent, while others see this as a way to tap into the For Sale By Owner market. Is Accumulating a Net Worth of $1,000,000 Easy Yes and No After purchasing Anthony Robbins Get The Edge program, I was a bit skeptical that it would provide much value. I can honestly tell you that it has dramatically changed many areas in my life. Many of my new or old goals are finally in clear focus, Ive been taking action on a daily basis and more of my goals are now beginning to become a reality. Anthony Robbins exudes an abundance of energy and shows a sincere enthusiasm to help you get motivated and move towards your own path to success. 5 Magic Points: Should I BUY or RENT my HOME Buying a Home is the American Dream. It is more than a place you put your hat at the end of the day. It defines you, protects you, and prospers with you. Yes, Home Ownership is a noble pursuit, but it always starts with this first, important question: Should I buy or Rent my Home The answer, surprisingly, is not so obvious. How to Get the Best Price for Your House The best price to sell your home is always determined by how you compare against your competition, the house down the street. If your property looks better than the next guy’s the customer will buy yours. Bahamas Real Estate Guide to Permits, Residency and More White sand beaches, clear blue waters, tax breaks, real estate and property; the Bahamas never looked so good. And yes, I said real estate. Bahamian real estate is hotter than ever. The Engagement Ring Bling How much should you spend on a diamond engagement ring Spring Into Action: Home Maintenance Spring has sprung! Even more important than buds, birds, and bees, spring brings buyers! When buyers are looking for a place to nest, they would really rather not see problems. As it turns out, nearly every home inspected has problems or imperfections of some sort or size. Most issues are very minor and simple to correct. Almost all are a result of deferred maintenance. Preparing a Budget Ok, you say, I know I need a budget, but how do I prepare one The most common budget period is one year, but this can vary depending on whether or not your business has seasonal or cyclical fluctuations. For example if you run a Christmas decorations shop, or a costume shop your business is going to peak during certain times of the year. Your Yearly Living Trust Review Some time ago, Congress made certain changes to the estate taxes.As a result of the changes, effective January, 2004, the tax free amount increased to $1,500,000. Back in 1997 it was $600,000. This allows a married couple to leave a minimum of $3,000,000 tax free. Opening a Bank Account Doesnt Have To Be Difficult If youre a young person who has just begun to earn some money, it is very important that you know how to open a bank account. Once you do, youll have taken the first step in a long-term process of financial independence and growth. The Metaphors of the Net I. The Genetic Blueprint Filing for a Patent How many times does this scenario happen: You have a great idea. You think you can make millions. You tell all your family and friends about it. The next thing you know, your great idea is being broadcasted on infomercials and some other guy is making millions off of your idea. In order to prevent this all-too-common situation, the answer is to obtain a patent immediately for your brilliant brain child. Avoiding A Bad Investment Is Easier Than You Might Think The good news is that the danger of getting stuck with a lemon of a house is one of the most easily avoided dangers in the whole universe of personal finance.Prospective homebuyers are protected in many ways, and they can further strengthen their defenses by taking a few simple, commonsensical precautionary steps. When Renting Is Better Than Buying If possible, it is ALWAYS better to buy than to rent. Right Perhaps Not. Random Whimsy: Uncensored Interview with Dan Lok Norman Williams, publisher of "Big Money Publishing Newsletter," recently did a Q&A about me. 13 Steps to Increasing Your Link Luck Link development can be an absolute nightmare. It takes up most of a marketer’s time and the yield isn’t always what we originally hoped. Worrying about PR, one way inbound links, triangle linking, where to find quality sites to exchange with, it’s all just a huge headache. To be honest, there’s no real way to wash your hands of it, unless you have a huge budget for purchasing text links or to hire someone to do your linking for you. So here are 13 ways to increase your linking luck. They require a little bit of effort, but executed properly, these steps will only bring your site success. Internet & Mortgage Calculations “You’ve been approved!” The words you have always wanted to hear when you filled out the home loan application. It swirls through your mind the opportunities and memories you will cherish in your new home. Before you even start shopping for a home it is best to understand in real terms what you can afford. Your income level may make it tight for you every month to make the mortgage payment if you purchase too much home. Internet : A Medium or a Message The State of the Net |
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