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The Car Insurance Rate Calculation ExplainedAndrew Bowen Different companies will apply different factors to the way they finally arrive at a price for your Car Insurance. Generally speaking though the concept is the same. This involves collecting various bits of information from you and feeding it through a computer system which adds or takes away money depending on the answers you give. The value put on these answers is decided by the individual Car Insurance company. For example, some Car Insurance companies may believe that having a speeding conviction increases your chance of having an accident in the future - therefore they may add money to your price if you have such a conviction. Similarly, some Car Insurance companies may decide that because you have a lot of No Claims Bonus Years then you are less likely to claim - therefore they may discount your price. All in all there are around 30 different factors that may affect your final premium. Now you can see why you get such a difference in the price of your Car Insurance by going to various companies. Each company will have its own view of what they believe should be assigned to each answer you give. The Car Insurance quote you get through the http://www.acceptdirect.co.uk website will look at lots of different Car Insurance prices from lots of companies. That way you can get the best possible price for your profile. Copyright c 2004 Accept Direct Limited http://www.acceptdirect.co.uk
| | | | RELATED ARTICLES Traffic Zoology There is a secret zoo that runs encaged along the roads. How To Make Money With Used Cars! One of the most important purchases consumers make is a car. The average consumer purchases another car every several years.With the High Cost of new cars millions of people are opting to purchase affordable used cars. Your Cars Electrical System When the automotive industry was in its infancy, it used electricity only to ignite the fuel inside the engine. By the late 1920s, the electric starter replaced the hand crank, electric headlights made acetylene lamps obsolete and the braying of the electric horn drowned out the squeak of the hand-squeezed air horn. Today, an automobile requires an elaborate electrical system of circuits just to produce, store, and distribute all the electricity it requires simply for everyday operation. Website Launch in 5...4...3...2...1 JC Customs Web Site Launched! Making The Dealer An Offer Before you make an offer you need to find a dealer with the car you want. You have three options in doing this.Drive around all day and night searching for a dealer who has the car you want.Spend countless hours online finding local dealers who have websites. And THEN spend more time digging through their websites to find your new car.Fill out a request form online and have a dealer contact you if he or she has the car you are looking for. This option alone can save you hours of your valuable time. Putting The Brakes On Road Rage Research project drives anger to the curb ~Car Accident Insurance Claim~ Regarding Impacts And Injuries As of January 2003 it was determined that in the good ole‘ US of A, there were approximately 12.3 million motor vehicle accidents involving over 21 million vehicles last year.This amounts to a little over one crash per second. Let’s take a look at four of the most common of these gazillion impacts and the typical injuries they cause. Test Driving A New Car One of the most important steps in buying a new or used car is the test drive. You can do all the research you like, but it all comes down to the test drive. Driving the car must be comfortable, easy, and enjoyable. Follow these few steps and get the most out of your next test drive. Synthetics Best For Winter Stress NC—Youre sound asleep. Absolutely dead to the world. Suddenly, a huge person bursts in, drags you out of bed, throws you out the window into a snow bank and screams at you to start doing push-ups. Right now, faster, faster, faster! So how do you feel. A bit stressed, maybe. Auto Accident Insurance Claim Personal Injury Insights There’s nothing that has a greater impact on evaluating a personal injury insurance claim than the damage done to your body, the medical bills that are a direct result of that injury and the “pain and suffering” you were forced to dealwith. More Hybrid SUVs in 2005 It is common knowledge among car enthusiasts and car owners that the bigger the vehicle, the bigger the amount of fuel it consumes. With this in mind, several automobile producers have begun diverting a big chunk of their efforts to producing more hybrid 4x4s in the year 2005. Dealing With Henry Hard-Nose ~ The Tyypical Insurance Adjuster Most adjusters function like Henry Hard-Nose of Rock Solid Insurance Corporation. They’re thick skinned and difficult to deal with. Below is a typical verbal exchange a month or so after you and Hard-Nose had last met in an attempt to settle. At that time he had taken the position that the injury to your shoulder was not as serious as your attending physicians Medical Report stated it was. Question: Do they fight what your attending physician wrote in their report Answer: Yes, absolutely! Take it from Dan, who was on that firing line for over 30 years. Insights Into Your Med-Pay Insurance Coverage While Legal Romantics would like to characterize the trial of a lawsuit as a “Search For Truth” that’s not a reality! Your Fuel System The fuel system feed your engine the gasoline/diesel it needs to run. If anyone of the parts in the system break down your engine will not run. Lets look at the major parts of the fuel system, How Do I Lower My Auto Insurance Rates Since there are many factors that go into determining your auto insurance rates, there are many chances to lower your rates. Understanding Trailer Brake Controllers An electric trailer brake controller is a device that supplies power from a tow vehicle to a trailers electric brakes. There are two types of brake controllers on the market today - Time Delay Activated and Inertia Activated. The Truth about Colossus: Are You Just A Magnetic Image What is Colossus Young Driver Car Insurance It has become increasingly difficult to get young driver car insurance in the UK. The reason behind this is because the statistics for young drivers having a car accident are not very good. By definition, young drivers have very little experience of driving and thus have a greater chance of having a bump in their vehicle. Car insurance companies are obviously in business to make money and are understandably reluctant to insure such drivers. In most cases, companies will either offer a policy at a very high premium or refuse to insure the person altogether. Putting Your Palace To Bed Boat In the Water More Environment-Friendly, Fuel Cell Powered Hondas to Traverse the Streets of Los Angeles Soon More Environment-Friendly, Fuel Cell Powered Hondas to Traverse the Streets of Los Angeles Soon |
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