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How Do I Lower My Auto Insurance RatesA. Chris Tijerina Since there are many factors that go into determining your auto insurance rates, there are many chances to lower your rates. If you change jobs and your drive to work changes or you stop working or you work from home, you should contact your insurance company. If you have a teen driver and they go to school over 100 miles away without a car then you should be able to get a discount. If you get married and are in your teens or twenties call your insurance company and see about combining your policies. Take defensive driving if your state allows it for a discount. See if increasing your comprehsive and collision deductibles will save you a lot of money. You need to compare what youre saving and how much more you will have to pay if you file a claim. For example, if you go from $500 to a $1000 deductible and it lowers your insurance $50 per 6 months then it saves you $100 a year. It will take you 5 years to break even from what you are saving compared to how much more you have to pay. Now, if it saves you $250 every six months then it would be more worth your while. See if combining your auto and home insurance polices will qualify for a multi policy discount with your current company. This could be a substantial discount. One of the biggest ways you could save $200-$500 or more a year is shopping around for insurance. The auto insurance industry is very competitive and this is great news for smart consumers like yourself. Shop for auto insurance quotes here and see how much you can save.
| RELATED ARTICLES Technical Service Bulletins TSB Smart home mechanics use all the information available to diagnose problems with their vehicle. Below you will find the two most valuable sources of data available today. Most people know nothing about TSBs, but they should. Both of these excellent resources are available online from websites like AllData.com Changing a Tire It always happens at the worst times! You need to know how to change a tire even if you have an auto club membership. Depending on where you get a flat, there may not be a phone nearby to call a tow truck. Lets take is step by step and always remember to read your owners manual, there will be detailed instructions relating to your car there. I should mention also a few tips for getting to the side of the road safely if you have a blowout on the road.Stay calm, do not panicSlowly take your foot off of the gas and let the vehicle coast to a stop.Do not make any sudden braking or steering actions.Put your flashers on to alert other drivers.Now that you are safely off of the road. Motor Vehicle Accident Insurance Claim Guide This is a FREE Insurance Claim Guide created especially for the readers of ARTICLECITY.COM as a 2004 "Gift", Fraudsters Target Online Car Sales There is a growing car shipping scam on the internet which has been targeting sellers of cars, boats, motorbikes and other single high value items, even horses ! What’s Makes Chevy’s Number 1 Truck Just a Bit More Enticing in 2005 Last Year Silverado unveiled a hybrid version and it’s still included in this years all star line up. The True Cost of a Speeding Ticket Have you noticed more autos on the side of the road with an officer issuing the driver a speeding ticket Have you seen more trucks surrounded by DOT transport police I sure have. There are several reasons for this increased activity. Putting Your Palace To Bed Boat In the Water The Cooling System The purpose of the engines cooling system is to remove excess heat from the engine, to keep the engine operating at its most efficient temperature, and to get the engine up to the correct temperature as soon as possible after starting. Ideally, the cooling system keeps the engine running at its most efficient temperature no matter what the operating conditions are. Why Highways Are So Important NC—Transportation is fundamental to the prosperity and quality of life of all Canadians. Much of Canadas domestic and international freight is hauled on Canadas 24,400-kilometre National Highway System, the backbone of Canadian trade. In fact, the Canadian transportation system carries more than $1 trillion worth of goods every year. Save Thousands on Any New Car by Using the Internet Failure to do your homework will prove costly when you purchase your next new vehicle.The internet makes all of the essential information accessible for free, so fire up your computer and get ready to save money. More Hybrid SUVs in 2005 It is common knowledge among car enthusiasts and car owners that the bigger the vehicle, the bigger the amount of fuel it consumes. With this in mind, several automobile producers have begun diverting a big chunk of their efforts to producing more hybrid 4x4s in the year 2005. Never Get Lost Again - Map Reading is a Thing of the Past Do you spend lots of time planning routes and checking maps on the road. You dont have any more with a Magellan RoadMate. Settling Your Motor Vehicle Accident Claim Yourself Handling a property damage and/or personal injury motor vehicle claim yourself is a simple and routine procedure for ordinary individuals to process on their own ! The vast majority of motor vehicle accident claims require no specialized expertise which allows one to successfully settle it. Welcome To The World Of "Upside Down" Motorcycle Loans! With the depreciation on motorcycles being so enormous after they are driven off the showroom floor, the potential for a buyer owing more on their motorcycle loan than the bike is worth it quite high.Owing more on your bike than it is worth is often referred to as the world of “up side Down#8221;. Low Speed Impact "Injury" Facts Low Speed impacts are those that take pace at speeds under 10 MPH. There’s often little if any visible Property Damage done to the rear of ones motor vehicle. However, those who are struck especially in the rear often have injuries, especially neck injuries. The most common of them are identified as “Whiplash”. Avoid Getting Stranded This Winter NC—You can never take winter driving conditions for granted. Take for example the Minnesota man who, in January 2001, drove a few kilometres to the grocery store and ended up getting stranded in a winter storm for 36 hours! Prepare Young Drivers For Safe Winter Travel NC—Many young drivers will venture onto the roads this winter season, some for the first time. In fact, there are almost 3 million drivers in Canada between the ages of 16 and 24.2 Thats why its important for parents to prepare teenagers and young drivers for the difficult winter months, by making sure their vehicles are properly maintained and theyve been given helpful instructions and well-stocked emergency kits. Insights Into Your Med-Pay Insurance Coverage While Legal Romantics would like to characterize the trial of a lawsuit as a “Search For Truth” that’s not a reality! Cheating Your Engine’s Planned Obsolence That Was Created By Its Manufacturer I’m sure by now you’ve heard the term “Extended Drain Interval” for your vehicle’s oil change.If you’ve ever been to a place like Jiffy Lube or other quick lube shop, you’ve probably seen some big sign outside telling you to come back every 3,000 miles for an oil change – quite the opposite of the “extended drain interval”.Jiffy Lube promotes the short, 3,000 mile oil drain interval.Did you know that according to Marc Graham, the president of Jiffy Lube, if they could convince you to change your oil at 2,900 miles instead of 3,000, Jiffy Lube could earn an extra $20 million dollars per yearAnd if they could get one more oil change per year out of every customer, that would pocket them a whopping $294 million per year Trailer Buying Guide Thinking about buying a cargo trailer, horse trailer or even a motorcycle trailer but arent sure which trailer to buy As you might have realized, choosing a trailer now-a-days can be perplexing. Its not surprising given the amount of trailer manufacturers and different types of trailers available. |
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