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Low Speed Impact "Injury" FactsDan Baldyga Low Speed impacts are those that take pace at speeds under 10 MPH. There’s often little if any visible Property Damage done to the rear of ones motor vehicle. However, those who are struck especially in the rear often have injuries, especially neck injuries. The most common of them are identified as “Whiplash”. The most contributing factors to “Low Back Injuries” is that the occupants cannot brace themselves nor force their back and neck against the seat or headrest. Most bumpers are built to withstand a low impact with limited visible damage but while there may be very minor property damage the body gets snapped around and the body sustains “Soft Tissue” injuries - - including bruises, plus chest and rib injuries. It’s been proved that while seat belts save lives they can also cause injuries! Since the introduction of Seat Belt Legislation the incidence of “Soft Tissue” injury has increased an astonishing 21% ! If one were to refer to the “Institute For Highway Safety regarding their alleged Inside-Information - - conducted via their “Crash Test Dummy” tests they would read, “Whiplash is fairly rare.” This is absolutely incorrect ! Why Because their “Crash Test Dummies” are seated comfortably and erect, with all the proper equipment, seat backs, seat belts, head restraints, etc. However, it’s highly improbable that any of us are ever in the “Ideal Model Situation”, when involved in a motor vehicle crash. Body size plays a role in how severe an individuals injury can be. Tall people are at greater risk of “Whiplash”. This is because they are most likely to have head restraints that are too low to be of any help at impact. Individuals with less muscle mass i.e. women, children and the elderly pose a higher level of injury risk because this lowers their own internal protective mechanism. This phenomenon also applies to those with small bone structure! VEHICLE DAMAGE: Older vehicles often suffer greater impacts but show less damage, than new cars. Just because a vehicle shows little or no damage to the bumper does not mean the driver or other occupants did not suffer an injury. Even though there’s little, if any, Property Damage to be visually observed, and becomes a problem for regarding your Personal Injury Claim with the insurance company you’re dealing with - - because there’s no Property Damage to be seen there are 3 crucial factors one ought to double-check, by hiring a “Professional” to supply you with a written report on. As follows: #1. Are there damages to the Bumper Mounts or Absorbers #2. A “Professional” by studying the marks on the Bumper Pistons can estimate the amount of force received at impact. #3. Also, that “Professional” must determine if the striking vehicle’s bumper slid over or under your cars bumper! If so, even though there may have been little or no damage to your car, this proves you did indeed absorb a substantial crash! Too often the insurance adjuster and/or their Superiors will attempt to deny the possibility of an injury sustained at a low speed impact. However, recent 2003 & 2004 in-dept research substantiates, just the opposite! Although many times the motor vehicle shows little damage, the velocity and accompanying force had to be transferred somewhere and that’s to the unlucky occupant of the motor vehicle that’s been crashed into. NEVER FORGET: Motor vehicles are built to withstand these impacts. Your body is not ! Copyright c 2004 By Daniel G. Baldyga. All Rights Reserved Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM How To Evaluate And Settle Your Loss can be found on the internet at http://www.autoaccidentclaims.com or http://www.caraccidentclaims.com. This book reveals “How To” successfully handle your motor vehicle accident claim, so you won’t be taken advantage of. It also goes into detail regarding BASE The Baldyga Auto Accident Settlement Evaluation Formula. BASE explains how to determine the value of the “Pain and Suffering” you endured - - because of your personal injury. DISCLAIMER: The only purpose of this article LOW SPEED IMPACT “INJURY-FACTS”, is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Peter Go nor ARTICLECITY.COM make no guarantee of any kind whatsoever, NOR purports to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain such services.
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INSURANCE CLAIM: COLLECTING FOR YOUR LOST WAGES A couple months ago you were toolin on down the avenue, minding your own business, when out of nowhere, this fumbling, stumbling man by the name of Freddie Fuddle flew through a Stop Sign and plowed into you with a gigantic, rip-roaring, screeching broadside. You were wearing your seat belt but it was still a thundering crash that wrenched and whipped you around the inside of your motor vehicle something fierce! Six Crucial Insurance Claim Possibilities There are DOZENS of insurance claim possibilities which will increase the dollars awarded you in the settlement of your personal injury insurance claim. Some of them rarely see the light of day but some do. The six I’ve listed below are crucial for you to be aware of as you prepare to go to war with Adjuster Henry Hard-Nose regarding the value of your loss. 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To collect money for this civil wrong there must be damages or injury; without one or both, there can be no recovery of money. Auto Tools For The DIYer If you are a car owner who occasionally works on his or her own car, please dont go out and spend thousands of dollars on high priced tools. Professional mechanics make a living with their tools and need the best. If you are doing minor repairs on your own vehicles a lower cost tool set will do just fine. We have teamed up with AutoBarn.com to bring you the best price on tools for the DIYer. Keep in mind you can find most of these tools at your local parts store, but probably not at these prices. Lets look at the basics you will need for most common jobs. Your Cars Electrical System When the automotive industry was in its infancy, it used electricity only to ignite the fuel inside the engine. By the late 1920s, the electric starter replaced the hand crank, electric headlights made acetylene lamps obsolete and the braying of the electric horn drowned out the squeak of the hand-squeezed air horn. Today, an automobile requires an elaborate electrical system of circuits just to produce, store, and distribute all the electricity it requires simply for everyday operation. Body Care The winter months can be tough on your body... your car body that is. Salt and chemicals used in the colder climates can wreak havoc on your cars precious sheet metal. By doing a few simple things this winter, you can keep your cars body looking its best. Shopping For A Car Don’t Get Taken For A Ride! Imagine this ... Youre ready to buy a new car.Youve done your research on the web at a site like Edmunds.com so you know what the dealer has paid for the model you want.Based on your information youve established your comfort zone for price haggling. |
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