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Driving To Savings: Car Tips To Save You MoneyJeffrey Strain Although the most interesting method to save on car operating costs came from my chemistry teacher in high school Buy your gasoline in the early morning or at night when it is cold outside. Gas becomes denser in cooler temperatures. Since gas pumps only measure the volume of fuel - not the density - youll get better overall gas mileage for your money by purchasing fuel when its cool outside rather than in the heat of the day, the moment that will determine the true amount you can save on your car costs comes before you even buy a car. The simple fact is that the type of car you decide to purchase will have the largest impact on the expenses you incur during the lifetime of it. Even if a large sports utility vehicle is your dream car, its probably a lot more than you really need. Taking some time to make a list of the things youll use the car for will help determine the difference between your true needs and your wants. Its important to remember that each additional want you add above what you really need will cost you not only at the time of purchase, but in most cases well down the road with an increase in maintenance and operating costs. The size of the car you decide to purchase will have a direct effect on its operating costs. Purchasing the smallest car possible for your driving needs will save you a tremendous amount in gasoline charges. Small cars weigh about half as much as larger cars which results in about half as much fuel being used. Once you have decided on the size of car, its worthwhile taking the time to research the safety ratings of the different cars in that size range. Not only will this improve your chances of staying alive in an accident, it will likely reduce your car insurance costs. A quick call to your car insurance company will tell you the tale. Remember, if you keep your car for 7 years, a $25 a month difference in insurance costs adds up to over $2,100 over the lifetime of the car. Once you have a car, taking some simple steps can reduce your operating costs by hundreds of dollars. For example, if you reduce your gas consumption by $20 a week, it will save you over $1,000 a year. Most people can easily save this amount and often much more by simply changing their driving habits and paying a little more attention to their cars. By far the best way to reduce your car expenses is to use your car only when necessary. Cars are extremely convenient and this causes people to use them much more often than they really need to. By simply asking yourself, "Is this trip really necessary" you can greatly decrease the amount you drive. For short trips close to home, try walking or riding your bicycle. Not only will you save money on your car expenses,youll also get some healthy exercise. When you go shopping or run errands, take a little time to plan and combine them all into one outing instead of several. Of course, car pooling and using mass transportation systems when possible are always excellent ways to reduce car expenses. If you can find a different way to commute to work rather than by your car, there is a good chance that this will result in a discount in your car insurance. There are also a number of steps you can take to reduce your driving expenses while using you car. Heres a quick list of some actions you may want to consider while driving. *** Take the time to check your cars tire pressure each month. Under inflated tires reduce fuel efficiency by 2% for every pound they are under inflated. Under inflation also causes premature tire wear giving your tires a shorter use life. *** Drive at the speed limit. Cars use about 20% more fuel driving at 70 miles per hour than they do at 55 miles per hour. *** Avoid driving fast in low gears. Driving at high speeds in the improper gear can reduce fuel efficiency by up to 40%. *** Avoid using air conditioning whenever possible. Air conditioning reduces fuel economy by 10% to 20%. *** Dont open windows when traveling at high speeds. Open windows on the highway can reduce fuel efficiency by 10%. It is much better to use the ventilation system. Also remember to remove car racks and other items which make your car less aerodynamic when theyre not being used. Use cruise control to maintain a steady pace on the highway to increase fuel economy. *** Avoid rough roads. Driving on roads made of dirt or gravel can reduce fuel economy by up to 30%. *** Dont let your car idle. Even on cold mornings, theres no need to let your car idle for more than 30 seconds. Newer cars are designed to be driven almost immediately and letting your car idle longer is a waste of gas. In addition, its more efficient to turn off your car and turn it on again than to let it idle for more than 45 seconds while waiting. *** Remove all excess weight from your car. Many people use their car trunk as a storage space adding unneeded pounds to the cars weight. This unnecessary weight reduces the cars fuel efficiency. *** Try to accelerate gently, brake gradually and avoid stops when driving. Gunning engines, quickly accelerating, and abrupt stops all waste fuel. Try to avoid driving during rush hour periods when you know traffic will be stop and go. If you do find yourself in stop and go traffic, try to maintain a crawl. When approaching hills or steep slopes, accelerate before the hill. Accelerating once on the slope will consume much more gas. *** Service your car regularly while paying special attention to oil and filters. Blocked air flow from clogged air filters will increase fuel waste. Also check your cars alignment since this can cause engine drag which will also increase gas waste. *** Periodically calculate your cars fuel efficiency. A loss in fuel efficiency is an indication of possible mechanical problems. To really see how much you can save by using the above information, dont change your driving habits this week, but take note of the number of miles your drive and calculate your cars current fuel economy. The following week begin initiating any of the above ideas which you arent currently utilizing. You are sure to be surprised by how much you can save over your regular driving habits, and youll be able to enjoy some extra money jingling in your pockets. Copyright c 2004, by Jeffrey Strain This article may be freely distributed so long as the copyright, authors information and an active link where possible are included. A complimentary copy of any newsletter or a link to the site where the article is posted would be greatly appreciated.
| RELATED ARTICLES Getting An Edge On Wet Roads NC—Theres probably no worse feeling. Youre driving on a wet stretch of road and all of a sudden it feels as though your vehicle has a mind of its own. Of course, your vehicle isnt possessed; it has "caught a wave." Youre hydroplaning – your tires are no longer in direct contact with the road as they are riding on top of the water that has pooled on the road. How Your Auto Insurance Rates Are Determined Your auto insurance rates are determined by a number of factors:driving recordusage, how you are using the vehicle, work, pleasure, businesshow many drivers you have and their ageshow many vehicles you havewhat kind of coverage limits you wantwhat area you live inyour payment historywhat color car you driveyour insurance credit scoreyour claims historyyour occupation and how many years you have lived at your current residencehow fast you can solve a Rubix cubeyour daily, weekly, annual mileage The Right Auto Insurance Can Save You Money! Auto insurance is a protective feature that everyone needs who owns a car. Auto insurance allows you to have financial coverage in case you are involved in an auto accident; regardless of who is at fault. When shopping for auto insurance keep in mind that rates will vary dramatically for the same driver, depending on which company you ask. The key to savings lies in comparing many auto insurance quotes, to find the insurer that will give you the best rates. ~Adjuster Henry Hard-Nose ~ And Your “Pain And Suffering” WHEN IT COMES TO A MOTOR VEHICLE ACCIDENT YOUR “PAIN AND SUFFERING”IS WHAT YOU GET PAID BIG BUCKS FOR: It’s an absolute necessity that youask a doctor or chiropractor to provide you with medial attention assoon as possible after youve been smashed into. This decision canmake the difference between ending up with a fistful of thousand dollar bills,or a “nuisance value” settlement - - a small payment made to close thecase. Car Insurance No Claims Bonus Explained No Claims Bonus is a term used to describe the number of years you have had Car Insurance without making a claim. Put simply, if you have had Car Insurance for 4 years and you have not made a claim in that time, then you have 4 years No Claims Bonus. No Claim Bonus is probably the single biggest factor affecting the cost of your Car Insurance premium. Every year that goes by without you making a claim is another year of No Claims Bonus. Generally speaking, the more No Claims Bonus years you have, the cheaper your premium will be for the car you need to insure. This is because Car Insurance companies can see that your history regarding making any claims is a good one. When changing provider, Car Insurance companies will usually ask you to prove your No Claims Bonus in the form of a renewal notice or a letter from your current Car Insurance company. If you have several years of No Claims Bonus but then make a claim, the Car Insurance company will usually apply its rules of how much to knock back your No Claims Bonus Years. Some companies such as Accept Directhttp://www.acceptdirect.co.ukoffer to protect your No Claims Bonus for an extra fee during the quotation process.Having full no claims bonus can also entitle you up to 75% discount on your car insurance premium. Avoid Getting Stranded This Winter NC—You can never take winter driving conditions for granted. Take for example the Minnesota man who, in January 2001, drove a few kilometres to the grocery store and ended up getting stranded in a winter storm for 36 hours! Oil / Lubricants I receive a lot of questions regarding oil and the least understood part is the number system used to rate oils. Body Care The winter months can be tough on your body... your car body that is. Salt and chemicals used in the colder climates can wreak havoc on your cars precious sheet metal. By doing a few simple things this winter, you can keep your cars body looking its best. Medical Bills - Evaluating Your Personal Injury Insurance Claim The value of a personal injury claim has a direct relationship to the amount of your medical bills. Why Because a claim with medical bills of $500.00 is worth three to five times more than a claim with $100.00, or less. And that’s a fact of life in the world of insurance claims. Dealing With Henry Hard-Nose ~ The Tyypical Insurance Adjuster Most adjusters function like Henry Hard-Nose of Rock Solid Insurance Corporation. They’re thick skinned and difficult to deal with. Below is a typical verbal exchange a month or so after you and Hard-Nose had last met in an attempt to settle. At that time he had taken the position that the injury to your shoulder was not as serious as your attending physicians Medical Report stated it was. Question: Do they fight what your attending physician wrote in their report Answer: Yes, absolutely! Take it from Dan, who was on that firing line for over 30 years. The Three Basic Methods Of Car Pinstriping Before we talk about the different auto pinstriping methods we need to cover a couple of basic points : Test Driving A New Car One of the most important steps in buying a new or used car is the test drive. You can do all the research you like, but it all comes down to the test drive. Driving the car must be comfortable, easy, and enjoyable. Follow these few steps and get the most out of your next test drive. How Your Cars Suspension Works "Suspension," when discussing cars, refers to the use of front and rear springs to suspend a vehicles "sprung" weight. The springs used on todays cars and trucks are constructed in a variety of types, shapes, sizes, rates, and capacities. Types include leaf springs, coil springs, air springs, and torsion bars. These are used in sets of four for each vehicle, or they may be paired off in various combinations and are attached by several different mounting techniques. The suspension system also includes shocks and/or struts, and sway bars. Closing The Deal Congratulations !!!!You got the deal you were looking for.Now is the perfect time to mention to the dealer that you are looking to trade in that car you are currently driving.This way they cannot jack up the new car costs and offer you more for your car to make it seem like a better deal.If your trade-in is in good shape you should be looking for a price somewhere between retail and wholesale.If your car is spotless make sure the dealer knows he will not have to recondition it.Most research sites list trade-in value in the pricing reports, this is a good starting point.If your trade-in is less than perfect dont expect more than wholesale price.The dealers will take clunkers but they end up on the auction block the next week. Improve Gas Mileage Without Damaging Your Car Many of the gas saving devices being advertised do not work and can actually damage your vehicle. Car Ground Effects : Should You Install Yourself To make your car handle and look better you need the right car ground effects. Use aero-dynamic wings, spoilers, dams or skirts to get the down force plus the stylish look you have been looking for. These car ground effects features are not just pretty add-ons, they are designed to really work on your car, truck, jeep or suv ! Generally, they are wind-tunnel tested to generate huge rear down force to dramatically improve traction and keep your vehicle stable at high speeds without draining power from the engine. Researching A Car Thats Right For You Researching your new vehicle is a daunting task in todays world. Once you have narrowed your next vehicle down to 2 or 3 choices it is time to research. Take out a sheet of paper for each vehicle and write down pros and cons for each one. Also on each sheet of paper list the attributes which are most important to you. This list might include: 15 Ways to Lower Your Car Insurance Quote 1. Shop around Whats With Those Noisy Lights Ding, ding, ding or beep beep beep – You have just left the car, the door is still open and the car is talking to you. Most likely you have left your keys in the ignition or your lights are still on. Relax. It happens to everybody. Inside-Information Regarding Your Motor Vehicle Accident Insurance Claim Here’s some “Inside-Info” you must know so you won’t be taken advantage of on your motor vehicle accident insurance claim and also: SO YOU CAN COLLECT EVERY DOLLAR THAT’S OWED TO YOU ! |
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