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Inside-Information Regarding Your Motor Vehicle Accident Insurance ClaimDan Baldyga Here’s some “Inside-Info” you must know so you won’t be taken advantage of on your motor vehicle accident insurance claim and also: SO YOU CAN COLLECT EVERY DOLLAR THAT’S OWED TO YOU ! The following 8 are just “The Tip Of The Iceberg”: #1. There are situations where you can collect for your “Lost Wages” even if you were paid by your employer and/or collected “Sick Leave” while unable to work. #2. You can collect money and be reimbursed for any and all “Over The Counter” non-prescription medication you purchased during your recovery. #3. Under normal circumstances unless a claim ends up in court several years after impact has taken place and you are fully recovered you do not have to agree to be examined by the insurance company’s doctor. #4. There are many times that come to pass where you are entitled to collect the “Gross Amount” of your lost wages, not the so-called “Net After Taxes”. #5. If you’re a housewife, you can often recover for “Lost Wages” based on the “Value” of a maid or a domestic servant, who would execute the same work which you could not perform due to the injury. #6. You are entitled to extra compensation if you can prove you were forced to cancel a vacation and/or a special event. #7. Under certain circumstances you may be able to make a claim and collect for a personal injury even if your state is “No-Fault” and you already have PIP Personal Injury Protection coverage. #8. Your friends, and even relatives, have the right to execute statements which you can send to adjusters and/or anybody you feel should get one going into detail as to what happened to your body and what they’ve observed you’ve had to deal with via your “Pain and Suffering” during your period of recovery. These statements can often provide you with an even greater dollar value - - when it comes to the calculation and then the ultimate settlement of your personal injury claim! DISCLAIMER: The above article "INSIDE-INFORMATION REGARDING YOUR MOTOR VEHICLE ACCIDENT CLAIM" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga,nor ARTICLE CITY any guarantee of any kind whatsoever, NOR to they purport to engage in rendering any professional or legal service, substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired IT IS THE INDIVIDUAL’S RESPONSIBILITY to obtain it. Dan Baldygas third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM How To Evaluate And Settle Your Loss can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book reveals "How To" successfully handle your motor vehicle accident claim, so you wont be taken advantage of. It also goes into detail regarding BASE The Baldyga Auto Accident Settlement Evaluation Formula. THE BASE FORMULA explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury ! Copyright c 2004 By Daniel G. Baldyga. All Rights Reserved Dan Baldyga - Author
| | | | RELATED ARTICLES Changing a Tire It always happens at the worst times! You need to know how to change a tire even if you have an auto club membership. Depending on where you get a flat, there may not be a phone nearby to call a tow truck. Lets take is step by step and always remember to read your owners manual, there will be detailed instructions relating to your car there. I should mention also a few tips for getting to the side of the road safely if you have a blowout on the road.Stay calm, do not panicSlowly take your foot off of the gas and let the vehicle coast to a stop.Do not make any sudden braking or steering actions.Put your flashers on to alert other drivers.Now that you are safely off of the road. INSURANCE CLAIM: COLLECTING FOR YOUR LOST WAGES A couple months ago you were toolin on down the avenue, minding your own business, when out of nowhere, this fumbling, stumbling man by the name of Freddie Fuddle flew through a Stop Sign and plowed into you with a gigantic, rip-roaring, screeching broadside. You were wearing your seat belt but it was still a thundering crash that wrenched and whipped you around the inside of your motor vehicle something fierce! Fraudsters Target Online Car Sales There is a growing car shipping scam on the internet which has been targeting sellers of cars, boats, motorbikes and other single high value items, even horses ! So Youre Shopping For A Car Whether you buy or lease, save money on the deal with tips from IHateFinancialPlanning.com Why Become A Truck Driver There are a great number of good reasons for someone to become a truck driver. First and foremost among those reasons would be the great pay. Did you realize that most truckers, their first year out on the road, earn an average of $35,000 a year And, that after just a few years out, those same truckers are making an average of $45,000-$50,000 annually And finally, veteran drivers who own their own trucks make average salaries that are over $100,000 a year. What other profession can you get into, where the pay is that good Trailer Buying Guide Thinking about buying a cargo trailer, horse trailer or even a motorcycle trailer but arent sure which trailer to buy As you might have realized, choosing a trailer now-a-days can be perplexing. Its not surprising given the amount of trailer manufacturers and different types of trailers available. Car Ground Effects : Should You Install Yourself To make your car handle and look better you need the right car ground effects. Use aero-dynamic wings, spoilers, dams or skirts to get the down force plus the stylish look you have been looking for. These car ground effects features are not just pretty add-ons, they are designed to really work on your car, truck, jeep or suv ! Generally, they are wind-tunnel tested to generate huge rear down force to dramatically improve traction and keep your vehicle stable at high speeds without draining power from the engine. Never Get Lost Again - Map Reading is a Thing of the Past Do you spend lots of time planning routes and checking maps on the road. You dont have any more with a Magellan RoadMate. Putting Your Palace To Bed Boat In the Water Settling Your Motor Vehicle Accident Claim Yourself Handling a property damage and/or personal injury motor vehicle claim yourself is a simple and routine procedure for ordinary individuals to process on their own ! The vast majority of motor vehicle accident claims require no specialized expertise which allows one to successfully settle it. Putting The Brakes On Road Rage Research project drives anger to the curb Improve Gas Mileage Without Damaging Your Car Many of the gas saving devices being advertised do not work and can actually damage your vehicle. The Great Value Of Accident Photographs You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in his pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no choice to avoid him. Now the time has come to settle your claim for property damage and personal injuries. Let’s talk about photographs one of the basics that should have been taking place - - just as soon as possible - - after that impact had taken place. Dealing With Henry Hard-Nose ~ The Tyypical Insurance Adjuster Most adjusters function like Henry Hard-Nose of Rock Solid Insurance Corporation. They’re thick skinned and difficult to deal with. Below is a typical verbal exchange a month or so after you and Hard-Nose had last met in an attempt to settle. At that time he had taken the position that the injury to your shoulder was not as serious as your attending physicians Medical Report stated it was. Question: Do they fight what your attending physician wrote in their report Answer: Yes, absolutely! Take it from Dan, who was on that firing line for over 30 years. The Car Insurance Rate Calculation Explained Different companies will apply different factors to the way they finally arrive at a price for your Car Insurance. Generally speaking though the concept is the same. This involves collecting various bits of information from you and feeding it through a computer system which adds or takes away money depending on the answers you give. The value put on these answers is decided by the individual Car Insurance company.For example, some Car Insurance companies may believe that having a speeding conviction increases your chance of having an accident in the future - therefore they may add money to your price if you have such a conviction. Similarly, some Car Insurance companies may decide that because you have a lot of No Claims Bonus Years then you are less likely to claim - therefore they may discount your price. All in all there are around 30 different factors that may affect your final premium. Now you can see why you get such a difference in the price of your Car Insurance by going to various companies. Each company will have its own view of what they believe should be assigned to each answer you give. The Car Insurance quote you get through the http://www.acceptdirect.co.uk website will look at lots of different Car Insurance prices from lots of companies. That way you can get the best possible price for your profile. Used Car Auctions: Dos and Donts This is Part 1 of a 4 part series on how to buy a car at an auction The Truth about Colossus: Are You Just A Magnetic Image What is Colossus Technical Service Bulletins TSB Smart home mechanics use all the information available to diagnose problems with their vehicle. Below you will find the two most valuable sources of data available today. Most people know nothing about TSBs, but they should. Both of these excellent resources are available online from websites like AllData.com Your Drive Train Explained The drive train serves two functions: it transmits power from the engine to the drive wheels, and it varies the amount of torque. "Power" is the rate or speed at which work is performed. "Torque" is turning or twisting force. Multiple ratio gearboxes are necessary because the engine delivers its maximum power at certain speeds, or RPM Rotations Per Minute. In order to use the same engine RPMs at different road speeds, it is necessary to change the "Gear Ratio" between the engine and the drive wheels. Just like a bicycle, the car has to switch gears in order to move at a wide range of speeds. Unlike your bicycle, the cars drivetrain also has to allow you to back up. Well, you could push it backwards if you ate your Wheaties Traffic Zoology There is a secret zoo that runs encaged along the roads. |
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