|
|
| Real Estate Information |
|
|
|
|
A Balancing Act: How To Properly Organize Your CheckbookJakob Jelling With all the things you have to remember to do on a regular basis, balancing your checkbook doesnt always receive priority. But if you plan ahead and schedule some time for this important task, you will reap the financial rewards. Before you begin make sure you have the following items on hand: checkbook, ledger book, ATM and deposit receipts, calculator and a pencil. The next step is to check your items. First, separate your returned checks and ATM withdrawal slips into two distinct piles. Then place your returned checks in numerical order and compare them to your ledger book by writing an “X” in the ledger beside every figure that matches a cancelled check. The next step is to put your ATM withdrawal slips in chronological order that is, according to date and compare them to your ledger book by placing an “X” beside every figure that matches an ATM withdrawal amount. You can make final changes to your ledger by comparing your deposit receipts with your bank statement. Write an “X” by every figure in the ledger that matches with a deposit receipt. If you notice any discrepancies after carrying out this relatively simple procedure, you must notify your bank immediately in order to rectify the situation. To calculate your balance, record you checkbooks current balance either at the top of a piece of paper, or on the back of your statement. It is recommended you use the back of your statement if your bank provides a worksheet there for calculating your balance. Now, subtract amounts for uncleared deposits and bank fees, including monthly fees and those for bounced checks, and subtract from your calculated total. Then add any uncleared checks and interest you have earned to this new figure. Finally, compare the final figure to your bank statement. If you discover at this point in time that your bank has unfairly charged you for something, get in contact with them as soon as possible. Also, if you notice any discrepancies the first time around, or cant reconcile your final balance to the bank statement, you might want to double and triple-check your calculations. By Jakob Jelling
| | | | RELATED ARTICLES Finding and Managing Quality Reciprocal Links: A Tutorial for The Newbie All of us want to increase traffic to our web sites. It helps our search engine rankings, and is a very cost-effective way to provide us with potential new customers. One of the best, and certainly least expensive, ways to do that is by exchanging links with sites similar to our own, or that contain content our own visitors are likely to find interesting and useful. It is important to restrict our exchanges to such sites because if we indiscriminately exchange with everybody and anybody we become what is known as a “link farm” and wind up being banned by the search engines. No one wants to be banned by the search engines, so this article will discuss how to find relevant sites with whom to exchange links, and how to keep track of them after you have exchanged the links. Even though there are software programs that will do most if not all of this for you, they have various flaws and inadequacies. If you are one of those people who prefer the personal touch, this article is for you! How I Became a Syndicated Columnist -- And You Can Too! Real Estate has "Location, location, location," and writing has "Clips, clips, clips." Home Improvement For Ladies This report is written for those people who may want to improve or update their own home so along those lines, I would like to give you an overview of the factors that may lead you in creating a more effective and successful home improvement project or plan of your own. How Long Your Mortgage Runs Determines How Much You Pay The first thing most of us think about when the time comes to take out a mortgage on a new home is the interest rate. 5 Magic Points: Should I BUY or RENT my HOME Buying a Home is the American Dream. It is more than a place you put your hat at the end of the day. It defines you, protects you, and prospers with you. Yes, Home Ownership is a noble pursuit, but it always starts with this first, important question: Should I buy or Rent my Home The answer, surprisingly, is not so obvious. Before Selling Your Home Here are some important steps you should take before you put your house on the market: The Benefits of Buying and Selling Locally Shop at a flea market in Oaxaca, Mexico. Trade with a vendor in London, England. Or sport your wares to collectors in Geneva, Switzerland. You can virtually do just that when you shop or sell goods at an online auction site. You know those global auction Web sites, the ones that allow you to bid on thousands of items against millions of other competitors. Sure, they allow you to expand your world and uncover cool knickknacks from around the world. But these very same sites also open the door to you getting ripped off by someone four thousand miles away. More than 8 billion dollars were spent on auction sites in the last three months of last year, but how many dollars were lost along the way How Creditors Measure Your Credit Rating Creditors will measure your credit rating based on the following three main things.CapacityCollateralCharacter Dont Sign That Lease Yet Youre being transferred to a new city in another state for a position that you start in exactly two weeks. You fly to your new hometown to select an apartment. You have exactly two days to make a decision and sign a lease, so when, after much searching, you find a vacancy in a relatively decent property, youre anxious to sign when the lease is placed in front of you. Resist the urge. As mentioned in previously in our report "Avoiding Tenants Tribulations," wearing rose-colored glasses can easily fool you into believing that your best interests as a tenant will be protected. Your desire to find a home and wind up what can be an exhaustive search process can push you into signing on the dotted line before youve read and understand all of the fine print of your lease. How Most Millionaires get to be Millionaires… Why do so many people claim that money isn’t important Why is there this notion that wanting money somehow makes you an ill adjusted bad human being It’s such a strange thought pattern don’t you think The Disciplines of Success Success, in the dictionary, is defined as, “The achievement of something desired, planned, or attempted.” So why is success in our society defined by the balance in your bank account, the car you drive, or how big your house is You are successful if you are a lawyer, doctor, or movie actor with a six figure income. You should be able to be called a “success” when you have been able to do anything and everything you have wanted to do in your life. Shouldn’t success be defined as being able to do what your passion is in life Shouldn’t you be successful when you have achieved complete happiness Besides money, wealth should include your spiritual, physical and mental well-being. Attention To Details Helps Homeowners Sell Fast In A Buyers Market Your boss has just given you the career opportunity of a lifetime, but the job is in another state. Learn To Save Hard Cash This Festive Season Time was when shopping was a painful experience, a chore to be lived with. Cash Back schemes have now brought the fun back into shopping. One can now shop online and purchase all that you need without even leaving home. What’s more, these online purchases also pay you back a certain amount on your purchases. Online purchase stores are now offering its customers up to 40% Cash Back on every purchase made. For shoppers, who do not like to venture out for their shopping and make all their purchases from online stores, these Cash Back rebate programmes actually pay them back for just the pains you are taking to go online. How Can the Average Person Build Wealth in Real Estate Books on real estate are a dime a dozen—and most focus on taking advantage of someone else’s misfortune. They frequently describe lofty methods for buying and selling properties no ordinary citizen can be successful using. Complete Home Rehab In 10 Days This report is about taking a house and restoring it to an aesthetically pleasing dwelling that has reclaimed it’s functional utility.In effect, it is the anti-aging medication for bricks and mortar. How Do I Define My Market Your market is who you want to reach. Your customer. Who is your average customer What is your estimate of total market size What territory do you intend to serve Will you offer a variety of products or services The Five Feng Shui Elements and Their Characteristics Feng shui handles five main elements in order to achieve harmony and balance in any space. These five feng shui elements are: wood, fire, earth, metal and water. Each one of them has its own characteristics and properties, and we will detail them in the following lines. The Top 20 Web Mistakes Small Businesses Make My parents made a monster. Little did they know 30 years ago that they would get exactly what they wished for. Like W.W. Jacobs tale of "The Monkeys Paw", they got what they wanted, for better and maybe even for worse. Get PHP pages indexed in the Search engines A simple method to convert files from Php to Html Extensions, on an Apache Server Saving Money By Spending Wisely Why is it that the older and richer people become, the more conservative they are with their money Have you ever done or know someone who has made an investment that promised a 10% interest or profit per month Everyone wants to make above average profits. It is amazing how many people will send their very hard earned money across the world to Nigeria or to Boca Rattan, Florida on the promise of a telephone acquaintance to make them much richer.People give their money to complete strangers in hopes of making more money. |
| home | site map |
| © 2005 |