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Wire Transfers: The Easiest Way To Send MoneyJakob Jelling In the past, if you wanted to send money electronically through a wire transfer you only had a few options available to you. You could go to your local bank to conduct the transfer, or you could use the services of a company such as Western Union. But nowadays more and more companies are set up to provide wire transfer services, especially online. Companies such as PayPal, for example, allow almost anyone to send money worldwide through their website – and all you need is an e-mail address and a credit card. In addition, most local banks that provide online banking services now allow their patrons to send wire transfers through the Internet. So what exactly is a wire transfer Essentially, a wire transfer is the transfer of money from one bank account to another. The transfer is always conducted by a third party, such as a bank or a wire transfer service provider. Because the transaction is carried out electronically, the money is never physically seen or touched by the person who sends or receives the money. Even with the advent of communications technology and alternative online banking services, however, most people prefer to carry out a wire transfer through the traditional route. This remains true for many reasons, but the main reason is that it is easier to trust a bank that has a well-known name and a physical presence outside of the web than a new company that operates almost exclusively over the Internet. And if you already have a bank account, a wire transfer is very easy to accomplish. Usually all you have to do is contact your bank by phone or through the Internet. You must then provide the bank with the following information: name of the person or company to which you want to send money, as well as the routing number, account number, phone number and address of the recipients bank. The next step is to determine the amount of money you wish to transfer and when the transfer needs to be carried out. After the bank receives this information the wire transfer will go through. Some banks allow this to occur immediately if youve initiated the transaction online, while other institutions require that you phone or fax them before proceeding. After you have sent the wire transfer, it is a good idea to confirm that the transfer has gone through. This is the only way youll know whether or not the intended recipient received the funds. You should make sure you have sufficient funds in your account as well, otherwise the transfer wont go through. Also, find out what fees you will have to pay to make the transfer – this type of transaction is never free. By Jakob Jelling
| ![]() | ![]() | ![]() | RELATED ARTICLES Create a Win Win for Small Your Small Business Discover How Specialized Cost Containment Creates A New Win-Win Position For Property Owner’s And You Lower Your Credit Card Interest Rate Now! With today’s credit card companies, there are many opportunities to get your cards rate of 21% or more reduced. The higher the amount of interest your card charges will cost you more for a simple purchase and ultimately may take you years to pay off instead of months, should you make the minimum payment allowed. People often just pay the minimum balance as a way to improve their credit rating; this couldn’t be a more dangerous way to increase your credit score. Leveraging the credit card company to say “Uncle” to your ability to switch over is easier than you think. Flat Fee MLS Listings - Is this the future of real estate Realtors are all a buzz about this new form of listing houses on the MLS multiple listing service. 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Wire Transfers: The Easiest Way To Send Money In the past, if you wanted to send money electronically through a wire transfer you only had a few options available to you. You could go to your local bank to conduct the transfer, or you could use the services of a company such as Western Union. But nowadays more and more companies are set up to provide wire transfer services, especially online. Companies such as PayPal, for example, allow almost anyone to send money worldwide through their website – and all you need is an e-mail address and a credit card. In addition, most local banks that provide online banking services now allow their patrons to send wire transfers through the Internet. The Benefits of Buying and Selling Locally Shop at a flea market in Oaxaca, Mexico. Trade with a vendor in London, England. Or sport your wares to collectors in Geneva, Switzerland. You can virtually do just that when you shop or sell goods at an online auction site. You know those global auction Web sites, the ones that allow you to bid on thousands of items against millions of other competitors. Sure, they allow you to expand your world and uncover cool knickknacks from around the world. But these very same sites also open the door to you getting ripped off by someone four thousand miles away. More than 8 billion dollars were spent on auction sites in the last three months of last year, but how many dollars were lost along the way Various Aspects Of The Lease Purchase Business In a previous article, we wrote why we believe that Lease Purchasing is the perfect home-based business, here we want to briefly touch on some of the actual aspects of operating such a business, the pluses and minuses and why Lease Purchasing represents a win-win situation for the seller, the tenant/buyer and just as importantly, you, as the business owner. 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There are several key terms associates with purchasing real estate that are helpful to learn. More Bang for Your Buck With Mortgages Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances. I prefer to recommend a mortgage broker to my clients, because they usually offer 50 or more programs. Regular mortgage companies are usually locked into one source. Take time to research a mortgage lender. And, remember, creative financing can be the way to go if you need a higher priced home with more space. Office Set Up OK, you say, Ive decided to start my business. I have my idea, my identity package, my licensing and zoning done. Now I need to set up my office. Linking is Queen If content is king, then linking is the queen that shares his throne. We have all heard about adding content to your site to give the search engines fodder to consume. But the secret to luring the search engines is the links to your site. Todays search engines look very carefully and critically at who is linking to you, and what it is that they are saying about you. A link from a leader in your industry carries a lot of weight and means that your site is important. Two links from industry leaders means your site is even more important. 100 links from random web sites, from industries you are not even related with, means almost nothing. Thus, getting links is only the start; the important thing is getting good links from quality web sites. ![]() |
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