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Five Reasons Why I dont Have a WillWayne Patterson One: I hate my children and want them to never speak to each other again after the battle over my estate. Two: I hate my spouse and want him or her to suffer the agony of attempting to probate my estate without a will. Three: I think foster care is great and I want my minor children placed there while a court decides which greedy relative will get custody. Four: My family doesnt need the money so I want the government to take as much of my estate for taxes as possible. Five: I have reliable information that I am never going to die. Of course the above is written tongue in cheek. However the tragedy of the Twin Towers, the battle over freezing Ted Williams body, and now the sniper shootings in the D.C. area are bringing to more Americans a deeper realization of their own mortality and that of their loved ones. The American Bar Association estimates that 70% of Americans do not have a will. The median age of those killed in the terrorist attack on the World Trade Center was 39 and over two thirds of those killed were men. This is the age group least likely to have a will and the court battles will last for many years after the physical scars are erased. A case in point is the story of a young lady from Atlanta, Georgia. Her parents divorced when she was a baby and her mother died several years later. Her aunt took in the child and worked two jobs so the niece could graduate from college. The young lady was ambitious and bright. After college she excelled in her job and which allowed her to buy a house and a new car. Eventually the aunt became disabled and was taken in and cared for by her niece. One foggy morning a crash on an Atlanta freeway ended the young ladys life. Without a will her entire estate; home, car and bank account; was awarded by the court to two half-sisters that she had met only briefly at her fathers funeral. The aunt was forced to enter a nursing home. Unfortunately what is fair is not always what is legal. My wife Carolyn is currently involved in a court battle over her mothers estate. A family member confiscated the will and has refused to provide any information in defiance of a court order. It has been over a year and the estate is still in limbo. Much of the emotional stress and most of the legal bills would have been avoided if an attorney had been in possession of a copy of her will. Review the five reasons not to have a will and ask yourself which one applies to you. I will also be glad to add any new reasons to the list. One that is not acceptable is that it costs too much. Nolos Willmaker software is available online at a cost of approximately $40.00. Pre-Paid Legal Services http://www.prepaidlegal.com/info/carolynpatterson will prepare a will for you and your spouse without extra charge with a membership and offers reduced rates on trusts and other estate legal issues. An attorney that specializes in estates can be located through your states Bar Association. Whatever route you chose, dont leave your final arrangements to the whim of a judge
| RELATED ARTICLES Time for a New Canadian Party It is time for a change. A change in philosophy, a change in the 3 party system. A change in politicians not being held accountable for promises they had no intention of delivering. It is time for a new political party to emerge from the sham that is the Canadian so-called democratic system. Here are some of the changes I propose a new party based on the following positions: Filing a Simple Bankruptcy We all know times are tough and, for some of us, bills are getting harder to pay each month. If the debts you owe are more than what you can afford, you should read on. Lawsuit Loans Lawsuit Loans which are also known as pre settlement cash advances allow a financially strapped plaintiff to access a portion of their future legal settlement to pay today’s necessary living expenses.Personal Injury and worker compensation lawsuits can take years to resolve and large insurance companies have the financial strength to legally delay the process which can financial ruin an injured claimant who is looking for a fair settlement offer. How to Make a Better SSI Case It is not actually that a person’s disability claim is not believable enough or substantial enough that causes denied applications for the Social Security Disability or the Supplemental Security Income benefits. Represented or not, with undisputable medical records or not, seventy percent 70% of all disability claims are denied at applications. Does this mean that, it really makes no difference whether you present a substantial claim or not Of course not! Stop Collection Agency Harassment Owing a debt does not automatically subject you to harrassing, threatening and other inappropriate collection agency behavior. Some collection agencies go too far with what I call "renegade collectors" they will repeatedly call you at your home and/or business, threaten to send a marshall over to serve you with lawsuit papers or send intimidating letters, appearing to come from an attorney or law firm, stating that you will lose your car, wages and other property if you do not pay your debt! It does not matter that you failed to pay a debt or that you can not afford to pay your debt at this time no one should intimidate, threaten or harrass you or coerce you to give out personal or financial information. Inappropriate collection procedures can intimidate you into paying for costs that may not even be your responsibility.You are protected by the law from innapropriate collection procedures. Five Reasons Why I dont Have a Will One: I hate my children and want them to never speak to each other again after the battle over my estate. Litigation Funding Litigation Funding offers financial resources to plaintiffs that are the victims of personal injury by the negligent acts of another.It is simple reality in the United States legal system that financial strength plays a significant role in the ultimate settlement or judgment amount of legal claims.Fortunately there are litigation funding companies like Global Financial http://www.glofin.com that offer funding services to Plaintiffs which can help level the playing field with deep pocketed defendants. Health Insurance Coverage Health insurance is something that everyone needs today. The rising cost of visiting a health care provider or a hospital stay makes it imperative that everyone have some type of health care coverage. Government statistics estimate that over 40 million people in America are not covered by any type of health insurance on any given day. Thats an enormous number of people who really are taking a financial risk. Political Coverage in West Virginia West Virginia, once a shoo-in Democratic state for many years, became a battleground state in 2004. Turnitin.com Infringes Upon Students Rights Turnitin.com is undeniably an effective deterrent to plagiarism, but it is the very issue of copyright infringement that has people questioning the legality of the site. What many people dont understand is that works do not need to be registered to be copyrighted. Every literary work that is saved to a tangible medium this includes paper, computer disk, etc. is protected by federal copyright laws. Thus, the works submitted to Turnitin.com are copyrighted and the authors hold complete rights to the works. What the Turnitin.com system does, however, is it stores the submitted paper on their servers. This is done without the students permission. Turnitin.com is operating under the pretense that teachers will force their students to submit to Turnitin.com. Thus, student papers are stored in iParadigms the company that runs Turnitin.com database. This in itself is a blatant violation of the 1976 Federal Copyright Act. Turnitin.com is duplicating copyrighted material without the consent of the student. The student is forced to submit to the site, so submissions are not considered voluntary. In addition, the site does not ask for permission to store the paper, instead, it is done automatically. Just War In an age of terrorism, guerilla and total warfare the medieval doctrine of Just War needs to be re-defined. Moreover, issues of legitimacy, efficacy and morality should not be confused. Legitimacy is conferred by institutions. Not all morally justified wars are, therefore, automatically legitimate. Frequently the efficient execution of a battle plan involves immoral or even illegal acts. What is the Difference Between a Power Of Attorney and a Guardianship Which is Appropriate for Someone With Alzheimer’s A power of attorney is a legal document in which one person the principal authorizes another the agent to act on his/her behalf. Financial powers of attorney allow your agent to make decisions regarding your property. Healthcare powers of attorney allow your agent to make decisions regarding your health care needs. Stopping Home Foreclosure A Foreclosure Prevention Service has numerous ways it can help you deal with the foreclosure process. Under the law, you have a right to remain in the property for a certain period of time. If you can’t pay the full amount owed without creating a hardship for your family you need a legal review of your situation, your rights, and your choices before you agree to anything. Protect yourself and your family. Lawsuit Funding Lawsuit funding, also known as pre settlement cash advances, are a form of non-recourse funding that has become a popular service in the past few years. Injured clients all over the United States can use this service to get cash for their lawsuit now. Funds advanced can be used by the client for any immediate financial pressures including mortgage payments, credit card bills, to get out of debt, car payments and more. Living Will And Durable Power Of Attorney For Health Care. What Is The Difference A Living Will is a legal document addressing only deathbed considerations; a client unilaterally declares his/her desire that life-prolonging measures be discontinued when there is no hope of ultimate recovery. Anatomy of an International Debt Collection Case Introduction Pre-Settlement Funding ATTENTION ATTORNEYS: Your Clients Case Was Worth $500,000 But They Were Forced to Take $200,000 Because They Couldnt Pay Their Own Bills. Do You Own Your Web Site Design Your web site has been up for a few months and you are making money hand over foot.While surfing sites one evening, you are shocked to find a competitor usingyour design.You find out your designer sold them the same design. They must be breaking the law, right It all depends on whether you own the copyright to your web site design.Many site owners are shocked to find out they do not. What You Shouldn’t Believe About SSD The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities.American citizens have come to be aware that with the Social Security programs for disability benefits and SSI, security is still there for them, even as they are physically restricted, burdened with an illness and unable to work anymore. Are you ready for Your Students Student Loans Your son or daughter is a high school senior and your worried about the coming year, and more importantly, the coming student loans College has become so important in your childrens future that parents have begun to plan for it at their childs birth. But, not all of us, as new parents thought that far ahead or could afford too. So, now what Student loans, whether they are federal loans or not, are options to considered, but to understand first. |
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