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How You Can Avoid Becoming A Victim Of Identity TheftAlex Katz To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take. The most important one is to ask periodically for a copy of your credit report. This is crucial because it is the surest and quickest way to determine if someone is using your name. Your credit report should list all bank and financial accounts under your name, and will provide other indications of whether someone has wrongfully opened or used any accounts in your name. Any discrepancies should send up a red flag for you. Next, be careful about giving out your personal information to others unless you have a reason to trust them. Start by adopting a "need to know" approach to your personal data. Your credit card company may need to know your mothers maiden name, so that it can verify your identity when you call to inquire about your account, but a person who instead calls you does not need to know that information. Also, limit the personal information you have on your bank checks. Be suspicious of someone who calls you on the telephone and offers you the chance to receive a credit card, for instance, and asks you for personal information. Request that he send you a written application form. If they refuse, tell them you are not interested and hang up. If youre traveling, have your mail held at your local post office or ask someone you trust to collect your mail while you are gone. Do not give out personal information when you are on the telephone in a public place where people can listen in to your conversation. Check your financial information credit report regularly, and look for what should be there and what shouldnt. And remember to ask periodically for a copy of your credit report. To obtain the excellent credit report service, avoid becoming a Victim of Identity Theft, get FREE online Credit Report, make your Credit Score higher or correct your credit visit Legalhelper http://www.legalhelper.ws . Your credit score is important for obtaining credit. Your credit score is important to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores to decide whether you are a good credit risk. If you have a high credit score, you are more likely to obtain the best rates.
| ![]() | ![]() | ![]() | RELATED ARTICLES The $30 K Wedding Alternative Thwart wedding bell apprehension when you explore your nuptial options. Solve Big Problems To Make Big Money. One of the fundamental truths Ive learned about Internet Marketing is that no one really wants to pay for information. The truth is, the only reason people will ever pay you for your information right now is because you can solve their most immediate and important problems right now. A Singles Game of Real Estate This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, “Should I consider buying a home, condo/town-home or some other type of real estate that I can call my own” Due to the fact that housing has up to this point always been provided for or lived in on a rented basis we tend to find that our newest contributing members of society find themselves at a loss for the most beneficial and advantageous way to enter this next phase of self-sufficiency. Time Out The Patriots earned their money when settling the Super Bowl challenge thanks to Adam Vinatieris kick through the goal posts. Just before that kick, the Carolina Panthers called time-out to unnerve Vinatieri and Kinchen, the stand in center. On Thursday, January 29, 2004, Greenspan and company suggested they might kick up short-term interest rates. Hinting a time out for interest rates unnerved investors. Financial Wizards Prepare! 4 Lil Tiny Duckies!... A If you are going to transform yourself into a financial wizard, with money, security, and assets, then you need to begin this transformation by clearing out the cobwebs, and making way for a new tomorrow. Understanding a Commercial Mortgage In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose. When you use a commercial mortgage to buy property, or to raise funds for any other business purpose, the lender retains an interest in that property until the loan has been paid in full. Unlike other types of business loans, which usually have a relatively short repayment period, you can take out a loan for as long as 30 years if you like. Real Estate Marketing for the “You” Generation Are you working in the real estate industry Are you a real estate agent, mortgage consultant, builder, real estate broker, appraiser, construction worker, etc Money in the Bank Recently, I was on the phone with a friend of mine from California who just purchased his first home.Hes a single father and hes in his early 30s.He was upset that his parents had never stressed the importance of owning a home or even talked to him about how to save.“Man, Im just thinking about all of the money I wasted when I was younger,” he complained.Its true, before we had kids, what were we spending our money onRemember when we could shop at the store and it was all about usDidnt have to worry about somebody putting Dora cookies or fruit roll-ups in the shopping cart Mortgage Free In 15 Years! Imagine paying your mortgage off in 15 years!Think of all the great things you could do with that extra money.What would you doRetire earlyBuy an R.V.Travel around the worldIf you could eliminate your mortgage in half the time, then your options would be wide open. Growing Faster Than Your Cash Flow Let Factoring Fund Your Next Expansion! Why wait weeks or months to get paid by your clients when you can access your money in a matter of days by factoring your invoices.When a business factors their invoices, they are allowing a third party to purchase their invoices at a discount price.This discount is considered the third party’s fee. How To Create An Organized Filing System INTRODUCTION How You Can Avoid Becoming A Victim Of Identity Theft To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take. Auto Loan Buying Tips Have you ever felt like you bought an auto and financed it and dont really know if you got the right price or financing arrangements after it was all over Well, dont feel alone. This is a common experience for many people who make auto purchases. To Buy or Rent For Your College Student September always means Back To School, and for thousands of families it also signals Off To College. In addition, more and more young people are opting to continue their education with post-graduate studies. Credit Repair Companies and Credit Counseling Lets be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months. Email Deliverability Tips Ensuring requested opt-in email is delivered to subscriber inboxes is an increasingly difficult battle in the age of spam filtering. Open and click thru response rates can be dramatically affected by as much as 20-30% due to incorrect spam filter classification. Should You Get A Blog A blog is a type of website. It allows the website owner to easily write messages that get posted to the site automatically, often in a journal or diary-like style. A particularly appealing thing about blogs is that your readers can comment back to your posts fairly easily, and a continuous stream of fresh conversations result. This is a good thing. Wealth And Your Net Worth Wealth and Your Net Worth by C.C. Collins http://networthpublishing.com Write, Publish and Market a Book with No Out-of-Pocket Money Do you dream of having a book published, but don’t know where to turn Already have a book, but unsure of how to promote it Looking for cost effective high-return strategies to market your book If you answered yes to any of these questions, then the following information is for you. Choosing The Right Mortgage For You This article will help you understand the differences between a variety of mortgage options. There are many different mortgage products offered by the various lending institutions in Canada, so you may not know what features to look for. ![]() |
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