![]() |
![]() |
Mortgage Information |
|
![]() |
![]() |
When You Are Eligible For A Free Credit ReportVirginia Broobin By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1. You are unemployed and seeking employment in the next 60 days. 2. You are receiving public assistance. 3. You believe there are inaccuracies in your credit report due to fraud 4. Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report. 5. Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. To obtain the excellent credit report service, get FREE online Credit Report, make your Credit Score higher, avoid becoming a Victim of Identity Theft, or correct your credit visit Legalhelper.ws. Your credit score is important for obtaining credit. Your credit score is important to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores to decide whether you are a good credit risk. If you have a high credit score, you are more likely to obtain the best rates. Bad credit costs thousands of dollars!
| ![]() | ![]() | ![]() | RELATED ARTICLES No Income Verification Home Equity Loan A no income verification home equity loan is a second mortgage loan that does not require you to provide income documentation to qualify for the loan.This type of loan is great for homeowners who need a home equity loan but have hard to document income. Working With Your Real Estate Attorney Purchasing or selling a home will probably be one of your largest and most important financial transactions.Before signing a contract to purchase or sell a home, both buyer and seller should consult an attorney to assure that the real estate transaction will be handled legally and professionally. Love, Marriage and Money The f-word. Finances. Combining love and money may be the biggest stumbling block on the path of true love, creating more rifts in relationships than in-laws, drug and alcohol addiction, or infidelity. Secondary Mortgage Market Sets the Standards and Practices for Mortgage Lending The Secondary Mortgage Market is responsible for the setting many of the rules and common practices that determines who gets a home loan. The secondary market includes Fannie Mae Federal National Mortgage Association or FNMA, Freddie Mac Federal Home Loan Corporation or FHLMC, Ginnie Mae Government National Mortgage Association or GNMA and a variety of other investment oriented institutions. How To Tell if a Property is Overvalued In the wake of the incredible house price boom witnessed in most of the developed world over the past decade, a lot of ideas have sprung up as to how to value a house fairly. The reason for this is that traditional methods, such as working out house prices as a multiple of salaries, or perhaps mortgage affordability as a percentage of income, seem to have stopped working recently. The Pros and Cons Of Debt Consolidation Loans You are swimming in debt. You have 4 credit cards maxed out, a car loan, a consumer loan, and a house payment. Simply making the minimum payments is causing your distress and certainly not getting you out of debt. What should you do Rates May Be Rising. Mortgage And Refinancing Preparation Made Simple For You Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance process and can potentially save thousands on your loan. Improve your financial profile now so you can take advantage of the low interest rates before they disappear. Where Can I Get a Home LoanHere Are The Top 5 Mortgage Lending Institutions There are hundreds of sources for home loans online and right in your neighborhood.Banks, Credit Unions,Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of financing for anyone shopping for a mortgage. Build, Dont Blow, Your Annual Bonus NC—More and more companies are incorporating a bonus structure into compensation programs. Bonuses are generally based on performance and are tax advantageous for companies. Different Models For Making Money On The Internet There are several strategies for making money on the net. Here are some possible options: Tax Reform, My Way We need real tax reform and we need it now. Previous attempts have been made at tax reform, but they have only provided band-aid solutions that have still left us with too many quirks, complication, and read tape. There are several things Congress could do to simply the tax system and benefit the taxpayers and federal budget at the same time. Keep Your Credit History Clean. Remove A Negative Credit Record From Credit Report The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Choosing the Best Life Insurance Option for You Life insurance in the UK is becoming more and more popular with many people now realizing the importance and the benefits of a good life insurance policy. There are two main types of popular life insurance, both of which offer a range of invaluable benefits to UK consumers. Cost of Living Analyses If youve ever moved from the Midwest or the South to either coast, you realize just how different the costs of day-to-day living can vary among various U.S. cities. Many transplanted families pursue cross-country moves with the knowledge that their new hometowns will be more expensive. And many employers recognize that impending cost-of-living increase with a "cost-of-living allowance" -- a slight raise in salary so that an employee may maintain his or her current standard of living without having to tighten the purse strings upon arrival. Making The Decision To Automate Your Software Testing Not every software testing project can or should be automated. Before your department accepts a new test automation project, you should establish a process by which projects are reviewed and either accepted or rejected. This can be done with a simple Test Automation Acceptance Checklist. Attaining A Debt Free Lifestyle Many people have been taught that you cannot get ahead without debt.We are also inundated with advertising telling us we can have anything we want.All we need to do is put it on our credit card. Craving for Financial Freedom Have you ever felt trapped in a Rat Race and wished to retire quickly but rich Buying New Construction...How Do I Begin The prospect of shopping for a new construction residence can be quite daunting, but the rewards of owning a brand new home out-weight the disadvantages if you know the potential pitfalls. The following are important considerations: Overall Dollar Budget, Location, Cost Per Square Foot, Finishes, Upgrades, Parking and Delivery Date. Refinancing your home - How and why Chances are you may need a little extra money to get some work done around the home or perhaps your current interest rate is 7.5% and the prime interest rate is 6.0% there is a benefit to restart the clock on an existing mortgage and save thousands of dollars over the life of the loan. The first thing you must realize is that refinancing your home can also be tax deductible, meaning that you will receive an extra tax advantage for the closing costs associated with a refinancing no matter what the condition, even in bankruptcy! Discover What You Really Want To Do Are you doing what you really want to do or did you just fall or wander into the job you now have. As a friend of ours once said,’ I am one of twenty two doctors in our family. The only ones in our family who are not doctors are the dogs and cats’. Did you decide what you wanted to do or are you one of a growing number whose work was dictated by circumstances or their parents ![]() |
home | site map |
© 2005 |