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Mortgage Information
More Articles from Mortgage Information: | | | | RELATED ARTICLES Moving On: Powerful Tips For Selling Your Home Maybe youre moving to a larger home to accommodate a growing family, relocating for a new career opportunity, or purchasing a townhouse for retirement.Whatever the reason for the move, youll need to take the necessary steps to sell your home for the best possible price, within a reasonable amount of time.Where do you begin Foreclosure Scams To Be Aware Of Homeowners facing foreclosure should be aware of unscrupulous lenders and scammers. Don’t get me wrong, most lenders and agencies are reputable and legit. However some lenders, commonly second mortgage issuers will use unethical practices that increase the risk of nonpayment by the borrower. These tactics may include lending a large amount in hopes that the borrower will not be able to keep up with the payments, charging outrageous interest, points or fees. They may also repeatedly refinance the loan without any real beneficial reason to the borrower. Homeowners facing foreclosure are often targets of these scammers because they are seeking any solution possible at the time. How A Change in Perspective Can Help You Make More Holiday Season Sales: Pt. One Some sites are perfect for the Christmas season - their products fit easily into the idea of gift-giving. But what if the products and services you offer are for small business owners Comprehending a Credit Report Obtaining a credit report is an excellent way to begin taking control of your financial future. Its recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report arrives you may have trouble making sense of it. How are you to read and understand a credit report Are Homeowners Due A Refund According to U.S. Government Auditors more that 45% of all home mortgages and 75% of home equity loans contain miscalculations or errors in favor of the lender. These errors are costing homeowners to be overcharged billions of dollars per year, and with the number of home mortgages being refinanced because of low interest rates, the figures can only increase. Reducing Debt Through Lower Interest Loans It happens to the majority of us, credit card debt accumulates and before we quite realize it, we are carrying a debt load that is far beyond our means. When this happens, we need to take immediate positive steps to knock down the debt as quickly as possible. One of the most efficient ways to do this is to reduce the amount of interest we pay by shopping around for a better rate and having our balances transferred over. By doing this, we pay more towards the principal, thereby reducing the duration of the loan and saving ourselves potentially thousands of dollars over the lifetime of the loan. Why You Should Invest In Real Estate Why real estate, or why property, some people ask when looking for an investment. Well, as far as I am concerned, real estate/property investment is, and always has been, the most powerful type of investment for building wealth. It has been said that over 90% of the worlds millionaires got there by owning property. The reason property is such a powerful way to build wealth is due to one key concept: leverage. How To Read Your Credit Report The Fair and Accurate Credit Transactions Act, signed into law on Dec. 4, 2003, gives every American the right to a free credit report every year from each of the three major credit bureaus -- Equifax, Experian and TransUnion. Do You Have to Be Aggressive to Make Sales A few weeks ago I was onsite at a company that had hired me to train their sales team on how to stop using traditional selling and start using the Unlock The Game™ sales approach. Transform Your Image And Accelerate Your Success Being a lifelong student, I am regularly attending seminars etc. to become the best I can be in all areas of my life. Eliminate Debt Fast! How would you like to be debt free in only a few years, including zero mortgage debts! Sounds too good to be true Well check out this easy debt elimination plan from www.nodebtever.com - the plan the Banks DONT want you to know about! First off, you need to do a little groundwork. Those debts took some time to build, so getting rid of them involves a little concentration. Understanding a Commercial Mortgage In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose. When you use a commercial mortgage to buy property, or to raise funds for any other business purpose, the lender retains an interest in that property until the loan has been paid in full. Unlike other types of business loans, which usually have a relatively short repayment period, you can take out a loan for as long as 30 years if you like. What You Should Know About Scholarships When its time to go to college, the word "scholarship" is confusing for both students and parents.We automatically think about student loans, FAFSA, tuition and fees, EFC, grants, and work study.But what we dont realize is that knowing more about the scholarship process could save us thousands of dollars when trying to cover the cost of our kids education. Real Estate Marketing for the “You” Generation Are you working in the real estate industry Are you a real estate agent, mortgage consultant, builder, real estate broker, appraiser, construction worker, etc 7 Ways to Get to the Truth: When the Sale "Disappears" Youre close, really close, to making a sale. Yourpotential client is in the market for your product or service and youve had a couple of good meetings. 5 Ways To Protect Your Bond Portfolio From Rising Interest Rates The Federal Reserve recently raised its target federal funds rate for the first time since March 2000.This could be just the tip of the iceberg, though, as many experts believe rising inflation and a strengthening economy will spur continued rate hikes for the foreseeable future. Marketplace Overtaking Rent Control, Rent control is one of those concepts that seems like a good idea, at least until you think about it for more than 60 seconds -- an unusual event in an era of bumper-sticker philosophies and instant analysis. Starting Your Home Based Business On A Shoestring Budget Whether seeking a supplemental income or a full-time income,many folks have undertaken the task to discover a viable homebased business solution to meet their personal needs. Career Education Options For Working Adults Ask yourself this question:“Do I like what I do for a living”If you answered “no”, what are you doing about itMaybe you have a “good” job, but it’s not very rewarding to you personally.Maybe you have job with good pay, but bad hours or worse – a job with good hours, but bad pay.Perhaps you’ve just done your job for too many years, or are excited to work in some of the new careers that just weren’t available when you finished school. 5 Easy Ways to Save and Build Wealth 1. Pay off high-cost debt. The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. For example, if you have a $3,000 credit card balance at 19.8%, and you pay the required minimum balance of 2% of the balance or $15, whichever is greater, it will take 39 years to pay off the loan. And you will pay more than $10,000 in interest charges. |
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