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Wealth Building InformationI Dont Need A Financial Coach To Help Me!You?ve been thinking that your financial life could probably be better, right? Maybe you think, ?If I could just stick to a budget everything will be fine??, or how about ?When I get that next raise or promotion, I?ll have enough money to pay off my debts and save some money?? You may even be thinking,?I can do this on my own!? Lesson 2 - The Commodity Of Kings!What is "The Commodity of Kings" Who Else Wants To Know Oprahs Secrets To Wealth & Success?Before I had a lot of money, I was really quite happy," said Oprah Winfrey. "And I will tell you this--you may not believe it--I never would have gotten the money if I wasn't happy to begin with. I never would have gotten it." Your Money Or Your LifeHave you stopped to realize that although you go to school to learn about important subjects, no one teaches you how to manage your money? � Money is an essential part of life in our pursuit of happiness, yet very rarely will a parent sit down and tech their child how to handle their money. � This is true in grade school, high school and worst college.� So what happens?� Many of us end up in an extremely large amount of debt.� We can?t seem to get it together even if we make more money. � I found myself in this trap about 13 years ago.� I had an okay job, a car, and an apartment.� Nice I thought soon I would buy a house and live the ?American dream?.� Wrong!� I could never save enough to buy a house.� I had plenty of credit cards, so many that I never had enough money due to many payments to put aside for my dream home. � What was happening to my paychecks?� Well, I was over extended in credit card debt for one.� The buy now pay later syndrome was well embedded in my head.� That mentality had to stop!� Since, I wasn?t terribly behind in my payments I was able to get some help from the creditors.� I simply asked for a lower interest rate and/or the ability to skip a payment.� After that call, I had to cut up and dispose of the cards.� No! I didn?t cancel my cards but I got rid of them just the same.� � Next I bought a tablet just for my budget information and bills.� I also purchased a software program to keep track of my expenses.� I think it is important to keep something manual that you can carry as well as a computer software tool. � Next, as bills came in, I wrote them down with the name, address, phone number of the creditor, my total balance, interest rate, and minimum payment due, the due date, and if there were any annual fees acquired with the card. � Review the card with the highest interest rate and pay more then the minimum due.� Always ask if they can reduce your rate or seek the possibility of debt consolidation buy applying for a low interest rate loan or credit card.� If you haven?t cut up your credit cards do not get a consolidation loan.� Because most likely once your payments are manageable you?ll start using your cards again. � Minimizing your spending is the key to financial freedom.� Make sure to start a savings plan after you?ve gotten your debt under control. The Wealth Connection ? 2 Steps to Brighten Your Golden YearsEstimated Reading Time: 4 minutes -- Envision your life 10 or even 20 years from now. Where do you plan to be? What are you doing and with whom? Financial Intelligence - Compounding (The Ninth Wonder of the World)Compounding:� The Ninth Wonder of the WorldBy Nicola Cairncross Financial Intelligence - Natural Marketing For Lone Rangers"Ooooooh," you may say, "I could NEVER be good at marketing, I'm just not that sort of person.� I'm just not pushy enough".� Business After The Iraqi WarThe rewarding of high compensation packages to top executives who turned over weak quarterly earnings, or who were involved in corporate scandals, adversely affected short-term investing, and collectively contributed to the downturn of the global economy over the last couple of years. Even the help and expertise of Federal Reserve Chairman Alan Greenspan and several notable Nobel Prize winning economists in the President?s Council of Economic Advisers, wasn?t enough to revive the economy. September 11 then turned our attention towards terrorist threats against the markets. Retirement Planning the Offshore WayRetirement Planning the Offshore Way Why do so many of us constantly push the thought of retirement planning to the back of our minds? Reluctance?! 1 Reluctance to save for an event that seems so far off 2 Reluctance to tie in to an inflexible pension scheme 3 Reluctance to put a large portion of our current income out of reach for the long term But in terms of retirement planning, putting off until tomorrow that which you could get done today will end up costing you very dearly. Every month you delay your retirement savings planning, you significantly reduce the value of your future potential retirement fund. Who Will Become Wealthy in the Information Age?As you know, we're now well and truly in theInformation Age. It began about 10 years ago. In fact,many economists say it began in 1989, with the Fall ofthe Berlin Wall (and the start of the World Wide Web). Simple Strategies to Making Financial GainNow is a great time to make it a habit to manage your resources instead of your resources managing you. What is meant by that when we are stating that "Your money manages you"? Here is a well known example: Is Your Money Keeping Up With Inflation?In today?s unpredictable global economy, you obviously never know what is going to happen next. Uncertainties and concerns regarding the Iraqi threat, North Korean crisis, and hidden terrorist cells and networks continue to loom in the back of the minds of consumers. Moreover, the stock markets and industries around the world. Turn That Fixed Rate Mortgage Into A GoldmineWhen you purchased your home, you most likely got a fixed interest rate mortgage with a 15 or 30 year term. These are the most popular mortgages in the industry. Even in the summer of 2004, when the interest-only or simple interest mortgage loans became popular, the average American stuck to the fixed rate. You see, the fixed rate offers security to conservative people, and the average American home buyer and home owner is a very conservative person. Your Wealth Cycle FoundationThe four main steps in building a wealth cycle foundation are: Controversial Wealth Audit Reveals Over 90 Percent of Us Could End Up Working Forever...Are You OneResults from a new tool developed by UK based firm, Lean Marketing, confirm a worrying trend.
More Articles from Wealth Building Information: Building Wealth Through Family and Community | Money Mondays Get Up! Mornings With Erica Campbell Assets, Debts, and Wealth in California Public Policy Institute of California Wealth Building Behavioral Trait Holds Up in Large-Scale Study UCLA Anderson Review The Buffett Blueprint: 3 Wealth-Building Habits That Separated the Oracle From Wall Street's Crowd MSN How to Build Wealth in a Volatile Stock Market InvestorPlace Charlie Munger’s $100,000 Rule: The Wealth-Building Advice Every Investor Needs to Hear Investopedia Opinion: This money pro’s wealth-building secrets can help you gain financial independence MarketWatch I've interviewed dozens of self-made millionaires, early retirees, and 'super savers' and plan to use one of their top wealth-building strategies in 2025 Business Insider VNBTC Expands Cloud Mining Services in 2025, Offering Crypto Investors a Reliable Passive Income Stream TradingView Navigating student loan debt and wealth building Missouri State University Policy Brief: Assets, Debts, and Wealth in California Public Policy Institute of California 5 Common Middle-Class Purchases That Keep You Broke New Trader U Post-George Floyd, MN communities drive Black wealth building Public News Service Build While You Work: Become an Employee Owner Money Talks News Individual wealth-building for African Americans New Pittsburgh Courier New Report Explores the Role of Investing in Advancing Wealth-Building for Black Small Business Owners PrimePublishers.com Chicago working-class communities see opportunity in alternative wealth-building models Crain's Chicago Business As a financial expert, I taught all my kids the secret to building wealth: It's not about how much money you make Business Insider Early Retirees: How 3 Types of Spenders Can Build Wealth Business Insider From Ashes To Assets: 5 Wealth-Building Essentials To Know Black Enterprise Think You're Too Late To Build Wealth? Here’s Why Your 40s Are Actually The Perfect Time essence.com ‘State of Black Chicago’ report lays out path to building wealth amid stark racial gaps WBEZ Chicago Why Real Estate Should Be a Key Part of Your Wealth-Building Strategy in 2025 and Beyond Entrepreneur Diversifying investments across real estate, equity, debt, gold is a must for long-term wealth creation sh The Economic Times Building Wealth Through Single-Family Home Investments Scotsman Guide Jeff Bezos’ 6 Top Tips for Building Wealth Yahoo Finance NAREB Building Wealth Day April 12 at Harris-Stowe St. Louis American Rule of 42: Your Investing Blueprint for Building Wealth Yahoo Finance Financial Truths I Discovered on My Path to Building Wealth | by Desiree Peralta | Apr, 2025 DataDrivenInvestor Report charts bold wealth-building blueprint for Black Chicago The Chicago Crusader The Buffett Blueprint: 3 Wealth-Building Habits That Separated the Oracle From Wall Street's Crowd Yahoo Finance 5 Ways To Build Generational Wealth Even in Retirement Yahoo Finance Top 10 Money Apps That Slash Bills and Build Wealth Money Talks News Millionaire Milestones Book Reviews: Best Wealth Building Book Financial Samurai All Pedal, No Brake: The Greatest Wealth Building Opportunity in Two Generations streetwisereports.com 9 Actionable Tips to Build Wealth and Secure Your Financial Future Money Talks News How two vets cracked the code to build serious wealth Yahoo Finance TFSAs underused for wealth building, especially among gen Z and younger millennials - Financial Post Rochester NAACP and AD MERG to Host Homeownership & Wealth-Building Workshop on April 12 Post Bulletin Baby Bonds: A Worthwhile Step To Reduce the Racial Wealth Gap Center for American Progress ¡Conéctate! 2024 at EOU Focuses on ‘Wealth Building’ – Join Us on November 1! Eastern Oregon University How Winning Game Strategies Can Help You Build Wealth Money Talks News Govt favours wealth creation; profit not a bad word, says FM Nirmala Sitharaman - The Economic Times 6 key lessons in building and enjoying wealth that weather economic, political storms Financial Post 3 Must-Own Stocks to Build Wealth This Decade Entrepreneur Invest Smart, Grow Rich: Top Affordable Plans for Wealth Creation in India (2025 Guide) Analytics Insight Cyber A.I. Group CEO to Speak at SXSW Dream Wealth Camp GlobeNewswire Building Wealth and Wisdom: Joseph Guarneri’s Path from St. John’s to GKB & Associates St. John's University 6 Ways To Apply Richard Branson’s Wealth-Building Strategies for Virgin to Your Own Finances Yahoo Finance Murder, Lust and Obscene Wealth in a City on Edge The New York Times What all women should know about money, building wealth Yahoo Finance Investment hacks that actually work in 2025 The Economic Times A financial glow-up for the new year Missouri State University Is 40 years old too late to build generational wealth? Financial Post |
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